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by: PaulWilcox
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Word Count: 386
Many things can be owned. These things may have been purchased, given as gifts or passed along from one generation of a family to another.
In addition, those possessions can have monetary or sentimental value. Some of those items that have sentimental value can include photographs or heirlooms that have been passed down within the family.
And what's the problem with owning things? They can be stolen. Or damaged by fire, flood or earthquake.
One other item that can be stolen from individuals is something extremely personal. That item is a person's identity. To increase the general awareness of identity theft it is important to define identity theft. In order to define identity theft it is imperative to know how society defines identity theft and how it can occur.
Definition Of Identity Theft
Identity theft occurs when someone misrepresents themselves as another person, usually for the purpose of committing fraud. This could include illegally accessing that person's financial accounts or committing criminal acts in their name.
One of the most common impacts of identity theft is financial loss of some sort. Identity theft can affect your finances and credit rating when the thieves are able to access your bank accounts, credit cards and other private information.
Plus, if it continues for long it can have a big impact on your good name. Credit reports, criminal records, employment history - they can all be affected by identity theft. If you run into these problems, it can take years to undo.
How Identity Theft Occurs
Identity theft usually happens when someone obtains critical pieces of information about you.
This may include things like social insurance numbers, driver's license numbers, or bank PINs. Things that only their owner ought to know.
If an identity thief gets hold of this information, they can impersonate you to banks, credit card companies and other services. Don't ever give this information out to anyone who shouldn't have it.
Often a company is very clear that they will never ask for these sensitive numbers unless the customer has initiated the call. In addition, often a company will only ask for the last four numbers of a person's 9 digit social security number.
Your trash is another source of this information for identity thieves. Don't ever throw out papers with personal information on it - make sure you shred it thoroughly first.
About the Author
Looking for more information about how to stop identity theft? Learn more about how you can protect yourself from becoming the latest victim at the Online Security Toolkit website.
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